Free BRRRR Calculator (Excel Spreadsheet, Google Sheet)

Real estate investing has many choices one has to make. You’ll want to get really good at making smart, informed decisions. I rely on the brrrr strategy and a brrrr calculator to evaluate every deal. You’ll need to include a processes for calculating closing costs, estimating net operating income, and figuring out a cash out refinance, having a solid tool for detailed analysis is key. I have a free brrrr excel spreadsheet to share with you. It will show you how to use a rental property calculator to calculate the numbers. You’ll learn about assessing market conditions and, in so doing, you’ll fine-tune the brrrr process. This will greatly help your career. You’ll even learn how to customize your own spreadsheet items related to investment property deals. This will serve you will the next time you present your knowledge of tracking property value, market value, and all those other costs that come with a brrrr deal to real estate investors.

Download this Free BRRRR Excel Spreadsheet

Excel | Google Sheet

Calculator

Disclaimer – This calculator is for informational purposes. It should not be considered a substitute for financial advice. Localities have different rules, market aspects, and costs. Please consider working with a local professional to make sure you are getting accurate and up-to-date information specific to your area.

We Love The BRRRR Strategy

BRRRR (Buy, Rehab, Rent, Refinance, Repeat) is a popular real estate investment strategy that allows you to build wealth by leveraging properties over time. The idea is a simple one.

• Buy a distressed property at a low price.
• Rehab the property to increase its value.
• Rent it out for cash flow.
• Refinance the property after increasing its value to pull out your initial investment.
• Repeat the process to grow your portfolio.

The success of this strategy depends on accurately calculating expenses, financing, and anticipated returns, which is where a BRRRR calculator becomes invaluable.

BRRRR Calculator Benefits

A BRRRR calculator streamlines the property analysis process, helping you:

• Assess return on investment (ROI) by calculating the cash flow, appreciation potential, and equity growth.
• Optimize expenses and income by breaking down costs, taxes, and rents.
• Make data-driven decisions with clear projections for profitability.
• Save time by automating complex real estate calculations.

Let’s try going step by step on how to use a BRRRR calculator with a real-world example.

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BRRRR Calculator Example

Step 1. Gather Key Property Details

To start, collect all the relevant details about the property you’re analyzing. For this example, we’ll use the following information for a property located at 123 Main St, Anytown, USA.

• Property Type: Single-family residence
• Purchase Price: $200,000
• Estimated Rehab Costs: $30,000
• After Repair Value (ARV): $300,000

Input this into the purchase/rehab breakdown section in the BRRRR spreadsheet.

Step 2. Input Financial Assumptions

This is where you’ll enter your financial assumptions.

• Loan Terms
• Interest Rate: 6%
  • Loan Term Length: 30 years
• Operational Costs
• Property Taxes: $3,000 annually
  • Insurance Costs: $1,200 annually
• Rental Details
• Estimated Monthly Rent: $2,500
  • Vacancy Rate: 5%
  • Property Management Fees: 10% of monthly rent

This information helps calculate mortgage payments, operating expenses, and vacancy-adjusted rental income, all of which can be organized using a rental property chart of accounts template.

Step 3. Calculate Monthly Expenses

I’ve made this spreadsheet calculator to help you automatically calculate the monthly costs.

• Mortgage Payment (principal + interest): Using the $300,000 refinance value.
• Taxes & Insurance.
• Property Management Fees and other holding costs.

So, for the sake of accuracy, please make sure these have been correctly input in your spreadsheet for an accurate monthly expense summary.

Step 4. Evaluate Rental Income

I approached this by using the estimated rent of $2,500 and accounting for a 5% vacancy rate and 10% management fees, the calculator computes adjusted monthly rental income.

• $2,500 x 95% (vacancy adjustment) = $2,375
• $2,375 – $250 (10% management fee) = Net Rent Income of $2,125

Step 5. Assess Monthly Cash Flow & ROI

The bottom line is what all investors care about! Plugging in the above figures, the BRRRR calculator evaluates critical metrics.

• Net Monthly Cash Flow = Rental Income – Monthly Expenses (mortgage, taxes, etc.)
• Cash on Cash Return = Annual Cash Flow / Initial Investment (down payment + rehab costs)
• Equity After Refinance = ARV – Refinanced Loan Amount

For 123 Main St

• Net Cash Flow = $2,125 – $1,750 (expenses) = $375 positive cash flow per month
• Cash on Cash Return = (($375 x 12) / $30,000 rehab) = 15% ROI annually.

Step 6. Analyze Long-Term Wealth Potential with Real Estate Investing

The calculator also estimates the long-term equity growth and overall ROI. This was done by factoring in the refinance amount, property appreciation, and rental income over several years.

If one were to start refinancing against the new ARV of $300,000, they would be able to pull out cash while retaining equity. This sets you up to repeat the BRRRR strategy and grow your portfolio over time.

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Every Savvy Investor Needs This Free BRRRR Spreadsheet Calculator

The BRRRR calculator not only simplifies your property analysis but also provides a detailed, data-backed view of your investment’s financial health.

• Time-Saving – It automates all complex formulas for you.
• Error-Free Calculations – It reduces manual input errors to ensure accurate data.
• Tailored for Real Investors – It provides actionable insights to drive smarter decisions.

This tool is a great addition to your real estate arsenal.

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Try the BRRRR Calculator Today

If you made it this far, then you are likely ready to evaluate your property’s potential and build long-term wealth. Download our free brrrr calculator spreadsheet today and remove the guesswork out of your real estate deals.

Download the Free Calculator Excel Spreadsheet

Check Back for Updates

“The only thing that never changes is change itself,” they say, and in real estate, truer words have never been spoken. Markets shift, cap rates fluctuate, and the way we analyze a BRRRR property evolves with every new insight. With any brrrr deal, you’ll want to learn about what to expect when is comes to percentage of money owed between property taxes, investors, and fees. We all know how owning and flipping a rental property can have unique fees that go beyond things like closing costs and such.

I encourage you to keep checking back for updates to this spreadsheet. These updates ensure you stay ahead. It’s good to pay attention at when it’s a great time to sell. You will spend so much time identifying opportunities and managing the flip. You’ll want to continue checking in to learn more about market conditions as well.

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